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Privacy Statement

Last Updated: September 2025

At Credit Empire, we are committed to safeguarding your privacy and ensuring that your personal data is handled with the utmost care and respect. This Privacy Statement outlines how we collect, use, disclose, and protect your personal information in accordance with the Personal Data Protection Act 2012 (PDPA) of Singapore.

1. Collection of Personal Data

We collect personal data that you provide to us directly, such as when you apply for a loan, contact us for inquiries, or engage with our services. The types of personal data we may collect include:

  • Full name
  • Contact information (phone number, email address)
  • Identification documents (NRIC, passport, work pass)
  • Employment and income details
  • Residential address
  • Bank account
  • information
  • Other information relevant to your loan application

2. Use of Personal Data

Your personal data is used for purposes including, but not limited to:

  • Processing and evaluating your loan application
  • Verifying your identity and creditworthiness
  • Communicating with you regarding your loan status
  • Complying with legal and regulatory requirements
  • Improving our services and customer experience

3. Disclosure of Personal Data

We may disclose your personal data to third parties in the following circumstances:

  • To service providers and partners who assist in our operations
  • To comply with legal obligations or respond to lawful requests from authorities
  • In the event of a business transfer or merger

We ensure that any third parties with whom we share your personal data are contractually obligated to protect your information and use it only for the purposes specified.

4. Protection of Personal Data

We implement reasonable security measures to protect your personal data from unauthorised access, disclosure, alteration, and destruction. These measures include:

  • Secure storage systems
  • Encryption of sensitive data
  • Access controls and authentication procedures

5. Retention of Personal Data

We retain your personal data only for as long as necessary to fulfil the purposes outlined in this Privacy Statement, or as required by law. Once your personal data is no longer needed, we will securely dispose of it.

6. Your Rights Under the PDPA

Under the PDPA, you have the right to:

  • Access and correct your personal data held by us
  • Withdraw your consent for the collection, use, or disclosure of your personal data
  • Request the cessation of marketing communications

To exercise these rights, please contact us using the details provided below.

7. Updates to this Privacy Statement

We may update this Privacy Statement from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on our website, and the effective date will be revised accordingly.

Speak to Us

If you have any questions or concerns regarding this Privacy Statement or wish to exercise your rights under the PDPA, please contact us:

Credit Empire

Website: https://moneylendersingapore.com.sg/
Phone: +65 6200 5888
Address: 304 Orchard Rd, #02-14, Lucky Plaza, Singapore 238863

We value your privacy and are here to assist you.